Empower Retirement Advisory Services is provided by Advised Assets Group, LLC (AAG), a registered investment adviser. The Investment Service Fee does not include the cost of the Exchange Traded Funds. 2 As of September 30, 2020. © Great-West Life & Annuity Insurance Company. Estimate how long your retirement savings may last using various monthly cash flow rates. When you enroll in an Empower Premier IRA, you have access to a variety of investment options as well as Empower Retirement Advisory Services, which can help you build a savings and investing strategy. Securities available through Empower Brokerage are offered by GWFS Equities, Inc., Member FINRA/SIPC and a subsidiary of Great-West Life & Annuity Insurance Company. When you enroll in an Empower Retirement IRA, you have access to a variety of investment options as well as Empower Retirement Advisory Services, which can help you build a savings and investing strategy. When you are ready to take a distribution from your account, you can choose to receive a full withdrawal or partial withdrawals through available periodic payment options. Empower Retirement is the second largest retirement financial services provider in the US, trailing behind international behemoth Fidelity Investments. We provide you with the information and tools you need to make informed decisions about planning for the future. Required Minimum Distribution. You can find out more about us at empower-retirement.com We welcome feedback on your service experience. For participants in employer-sponsored retirement plans with services by Empower Retirement, use this app to view account details to help better manage your retirement plan anytime, anywhere. As with any financial decision, you are encouraged to discuss moving money between accounts, including rollovers, with a financial advisor and to consider costs, risks, investment options and limitations prior to investing. Empower Retirement announces partnership with LPGA Tour champion Cheyenne Knight jared.cyriacks… Wed, 12/09/2020 - 09:02 Press Release GREENWOOD VILLAGE, Colo., Dec. 9, 2020 — Empower Retirement, the nation’s second-largest retirement services provider,1 today announced its sponsorship of Ladies Professional Golf Association (LPGA) Tour champion and 2019 Rookie of the Year Cheyenne … Brokerage Products: NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE. IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Study conducted by the Boston Research Group and referenced in the article Improving DC Plans by Eradicating Leakage and Friction. Saving for Retirement. ©2020 Great-West Life & Annuity Insurance Company. This service is available at no additional charge.3, 60% of people who cash out their retirement plan do so with "major regret."1. Brokerage Products: Unless otherwise noted: NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE The Empower Brokerage IRA option includes: On-demand access to accounts, positions and balances. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. HealthView Services is not affiliated with GWFS Equities, Inc. Empower Retirement does not provide healthcare advice. Non-U.S. residents are subject to country-specific restrictions. If authorized by your plan, you may have access to advice related to which investment option is right for you. Read each carefully before investing. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. When you leave a job or retire, you’ll need to figure out what to do with the money you've saved in your prior employer’s retirement plan. TDD/TTY. Minimum initial investment of $500. When you enroll in an Empower Retirement IRA, you have access to a variety of investment options as well as Empower Retirement Advisory Services, which can help you build a savings and investing strategy. Carefully consider the investment option’s objectives, risks, fees and expenses. Contact us. brokerage or service fees may apply. Additional information may be obtained by calling 877-788-6261. fund expenses. ETFs are subject to risks similar to those of their underlying securities. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. Refer to that fund's current prospectus for details. When you enroll in an Empower Premier IRA, you have access to a variety of investment options as well as Empower Retirement Advisory Services, which can help you build a savings and investing strategy. The results may vary with each use and over time. Traditional 401(k) The fund guarantees principal and credited interest for IRA Program participant withdrawals and transfers. 2 GWFS Equities, Inc. reserves the right to change and/or modify pricing. We offer various options with different tax advantages that your professional tax advisor can explain fully. This site is designed for U.S. residents. All rights reserved. Securities available through Empower Brokerage are offered by GWFS Equities, Inc., Member FINRA/SIPC and a subsidiary of Great-West Life & Annuity Insurance Company. Unlike mutual funds, individual shares of ETFs are not redeemable directly with the issuer. Exceptions may apply. The first step is to create your new Empower Easy IRA account by clicking here. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser, Advised Assets Group, LLC. Empower is a relatively recent name in the Retirement Services industry. Improving DC Plans by Eradicating Leakage and Friction, Market timing and excessive trading policies. 1 Empower serves all segments of the employer-sponsored retirement … Dismiss This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. Not all product offerings and services are available for all retirement plans. Individuals and organizations refers to all retirement business of Great-West Life & Annuity Insurance Company and its subsidiaries and affiliates, including Great-West Life & Annuity Insurance Company of New York marketed under the Empower Retirement brand. HealthView Services is not affiliated with GWFS Equities, Inc. Empower Retirement does not provide healthcare advice. Outside the U.S. 1-303-737-7249. The Empower Brokerage IRA option includes: The Empower Brokerage IRA is intended for knowledgeable investors who acknowledge and understand the risks associated with the investments available through an Empower Brokerage account. Questions? And while some other things about leaving a job or retiring may seem complicated, Empower makes this part easy. No annual account maintenance fee for accounts over $100,000. Guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer. Securities offered or distributed through GWFS Equities, Inc., Member FINRA/SIPC and a subsidiary of Great-West Life & Annuity Insurance Company. To learn more about Empower IRAs, call 877-534-4569. A licensed retirement consultant can work with you to uncover the unique factors in your situation and assist you with coming to a recommendation. Transaction fees may apply to certain mutual funds. An Empower Investment Account allows you to continue investing if you’ve reached the contribution limits in your retirement accounts or if you have other financial goals you’d like to work toward. 3,834 Followers, 92 Following, 433 Posts - See Instagram photos and videos from Empower Retirement (@empowerretirement) 3 GWFS Equities, Inc. reserves the right to change and/or modify pricing. Contact us for a prospectus, a summary prospectus and disclosure document, as available, containing this information. Empower Easy IRA. Choose from an expanded selection of mutual funds and stocks that match your personal objectives and investment style. Explore the different ways we can help you save, grow, invest and protect the money you work so hard to earn. Although the interface is not user friendly for a beginner it does allow the experienced account holder useful tools to control their investments. More than 300 mutual fund families, thousands of individual mutual funds and stocks as well as more than 1,400 ETFs to choose from. Use your device to: • Register, enroll, and log into your retirement plan. IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature. At Empower, you have the opportunity to access a variety of features and benefits depending on your account balance. ©2020 Empower Retirement, LLC. You could also think about using your IRA to consolidate additional retirement assets that might help you get more out of your IRA. You can choose from more than 130 investment options with a wide range of styles and objectives from a variety of leading investment management companies. Empower Retirement Advisory Services is provided by Advised Assets Group, LLC (AAG), a registered investment adviser. It is the nation’s second-largest retirement plan recordkeeper by total participants. If Empower-retirement.com is down for you then please visit our troubleshooting section to try to diagnose and resolve the problem. A top peer is defined as an individual who is at the 90th percentile of the selected age band, salary range and gender. 16% of Empower’s retirement plan and IRA customers have logged in to check balances 3.5% of participants have changed their contribution rate 2.1% increased the contribution rate On-demand access to accounts, positions and balances. We can help you simplify your retirement planning by providing you with personalized tools, information and services. Securities offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. ServiceVP@empower-retirement.com* *Please do not put any confidential or personal account information in an email request. 1-844-804-8989. ... Empower serves 135,000 IRA and brokerage account … Empower Retirement refers to the products and services offered in the retirement markets by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home … Your path to a more comfortable retirement starts with Empower's Individual Retirement Accounts (IRAs). Empower Retirement, the nation’s second-largest retirement services provider, to acquire Personal Capital. Advisor Magazine, 2013. HealthView Services is not affiliated with GWFS Equities, Inc. Empower Retirement does not provide healthcare advice. Within the U.S. 1-844-728-3279 . The Empower Brokerage IRA is intended for knowledgeable investors who acknowledge and understand the risks associated with the investments available through an Empower Brokerage account. Transaction fees, where applicable, will be noted during online order entry or via your registered representative during broker-assisted trades. Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency. Representatives do not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client unless explicitly described in writing. All rights reserved. Accounts are subject to review and approval of GWFS. Step 1: You will be asked a series of questions to confirm your … Want help? GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. prior employerâs retirement plan. Choose from an expanded selection of mutual funds and stocks that match your personal objectives and investment style. Empower Retirement Advisory Services is provided by Advised Assets Group, LLC (AAG), a registered investment adviser. GWFS and Pershing are separate and unaffiliated brokerage firms. Carefully consider the investment objectives, risks, fees and expenses of the annuity and/or the investment options. 1 As of September 30, 2020. Empower Retirement provides management services for employee-sponsored retirement plans. Empower Retirement Advisory Services is provided by Advised Assets Group, LLC (AAG), a registered investment adviser. Not all product offerings and services are available for all retirement … Market timing and excessive trading policies. When you leave a job or retire, youâll need to figure out what to do with the money you've saved in your Choose from more than 140 mutual funds across a variety of asset classes or consider Empower brokerage for more options. 2 Other account fees. To open an IRA or discuss your choices further, call Empower Retirement at 877-534-4569 and talk with a retirement consultant today. They are conveniently available between the hours of 7 a.m. and 8 p.m. Central time. Transaction fees may apply to certain mutual funds. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. Roth 401(k) vs. fund expenses. 1 2013 annual defined contribution partners study of 7,000 participants. ETFs are a type of exchange-traded investment product that must register as either an open-end investment company (generally known as “funds”) or a unit investment trust. These include a dedicated retirement advisor, industry webinars, Morningstar.com Premium access and much more. All features may not currently be available and are subject to change without notice. There is no guarantee provided by any party that participation in any of the advisory services will result in a profit. Empower Retirement is one of the largest retirement providers in the U.S. We're helping over 9 million clients save for retirement, including through the Empower Easy platform. GWFS Equities, Inc. may receive a fee from mutual fund companies participating in the Empower Brokerage service for providing certain distribution, administrative and shareholder services. Please contact your employer to determine what is available to you. The results may vary with each use and over time. It is a subsidy of the Canadian-based financial holding company Great-West Lifeco. 1-800-345-1833. ServiceVP@empower-retirement.com* Investment returns will vary based on market conditions and volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. Healthcare costs and projections, if applicable, are provided by HealthView Services. brokerage or service fees may apply. The Empower Guaranteed Income Fund is a general account funding agreement issued by Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, to its affiliate Great-West Trust Company LLC, the custodian. The trademarks, logos, service marks and design elements used are owned by GWL&A or used with permission. For more information about the fees assessed by the ETFs, please review the ETF disclosure documents. Accounts are subject to review and approval of GWFS. Holders of traditional IRAs and other tax-deferred savings accounts are required to take minimum distributions once they reach age 70½. Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP. My Retirement Savings. GWFS Equities, Inc. may receive a fee from mutual fund companies participating in the Empower Brokerage service for providing certain distribution, administrative and shareholder services. Great-West Financial®, Empower Retirement and Great-West Investments™ are the marketing names of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY, and their subsidiaries and affiliates, including registered investment advisers Advised Assets Group, LLC and Great-West Capital Management, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. ETFs are not mutual funds. Participants in retirement plans serviced by Empower Retirement, use this app to view account details, execute transactions, and manage your retirement plan. Dismiss. • Model different saving scenarios and see their potential impact on achieving your retirement income goal. Our dedicated retirement consultants are here for you whether you want to walk through investment options or need help with transactions. The Empower Institute is a research group within Empower Retirement, LLC. No annual account maintenance fee for accounts over $100,000.1, Unlimited commission-free online trading of stocks and ETFs.2. And while some other things about leaving a job or retiring may seem complicated, Empower makes this part easy. Insurance products are issued by or offered through Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; or in New York, by Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY. Refer to that fund’s current prospectus for details. At Empower, you have the opportunity to access a variety of features and benefits depending on your account balance. These include a dedicated retirement advisor, industry-expert webinars, Morningstar.com Premium access and much more. There is no guarantee provided by any party that participation in any of the Advisory Services will result in a profit or that the related account will outperform a self-managed portfolio invested without assistance. Accounts allow individual employees to view their retirement plans and manage their investments. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. ETF shares are a collection of securities bought and sold at market price, which may be higher or lower than the net asset value (NAV). Transaction fees, where applicable, will be noted during online order entry or via your registered representative during broker-assisted trades. When you are ready to take a distribution from your account, you can choose to receive a full withdrawal or partial withdrawals through available periodic payment options. An Empower Investment Account allows you to continue investing if youâve reached the contribution limits in your retirement accounts or if you have other financial goals youâd like to work toward. A top peer is defined as an individual who is at the 90th percentile of the selected age band, salary range and gender. Be aware that certain mutual funds may be subject to separate and additional redemption fees imposed by the particular fund. They do not reflect actual investment results and are not guarantees of future results. Read them carefully before investing. Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. You can choose from more than 140 investment options with a wide range of styles and objectives from a variety of leading investment management companies. Investing involves risk, including possible loss of principal. You could also think about using your IRA to consolidate additional retirement assets that might help you get more out of your IRA. To speak with a representative regarding your account, contact us Monday - Friday between 6 a.m. - 8 p.m. Mountain time, and Saturdays between 7 a.m. - 3:30 p.m. Mountain time. Clearing, settlement, custody and other brokerage services are provided by Pershing LLC, Member FINRA/NYSE/SIPC and a wholly owned subsidiary of The Bank of New York Mellon Corporation. As with any financial decision, you are encouraged to discuss moving money between accounts, including rollovers, with a financial advisor and to consider costs, risks, investment options and limitations prior to investing. This calculator can help you estimate how much you may need to save for retirement. 1 Other account fees. GWFS Equities, Inc. registered representatives may also be investment adviser representatives of GWFS affiliate, Advised Assets Group, LLC. GWFS and Pershing are separate and unaffiliated brokerage firms. Please contact Tom Lysinger, Vice President of Participant Services. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. All rights reserved. More than 300 mutual fund families, thousands of individual mutual funds and stocks as well as more than 1,400 ETFs to choose from. You may contact 888-978-4979 for copies of the ETF disclosure documents. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. Contact Empower Retirement for a prospectus, summary prospectus for SEC registered products or disclosure document for unregistered products, if available, containing this information. Clearing, settlement, custody and other brokerage services are provided by Pershing LLC, Member FINRA/NYSE/SIPC and a wholly owned subsidiary of The Bank of New York Mellon Corporation. We have tried accessing the Empower-retirement.com website using our servers and everything thing seems to working fine for us. Be aware that certain mutual funds may be subject to separate and additional redemption fees imposed by the particular fund. Not all product offerings and services are available for all retirement … A top peer is defined as an individual who is at the 90th percentile of the selected age band, salary range and gender. 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